Profile

Joseph W. Maczuga is a Licensed Life Insurance Counselor, Certified Fee Insurance Specialist, and President of Comprehensive Planning and Insurance Analytics, a fee-engagement consulting and analysis practice. Entering the insurance and securities industry in 1973, he was recognized as a top producer by such companies as Western Reserve Life, Mariner Financial, First National Life, American Skandia, American Investors, Kansas City Life, First Commonwealth, and ProEquities. Since 1983, Mr. Maczuga has been engaged in comprehensive fee planning with no-load life insurance and has become a nationally recognized expert on the concepts and strategies of such planning techniques.

His personal practice is concentrated in the area of Corporate and Business Planning, Executive Enhancement Benefits, Estate Planning, Tax Advantaged Engineering, and Asset Protection Strategies. Mr. Maczuga authors on-line CE insurance courses and is a Nationally Registered Instructor for CPE, ChFC, CLU, and CFP Continuing Education credits.

Mr. Maczuga has served as an advisor to an international financial conglomerate for product development, and is a member of the Gerson Lehrman Group Financial Services Council. Several independent broker/dealers and advisory firms also utilize his consulting services. As Executive Director of the Fee Advisors Network, he develops training seminars and educational material for financial advisors, and provides a resource of expertise to the independent advisor community.

"I'm a persistent 'digger' and I've come to the conclusion, after 10+ years of digging, that Joseph Maczuga is the single most knowledgeable, most consistently reliable, and far away the most brilliant designer of life insurance solutions of any person I've met or even heard of."

"I have relied on Joe Maczuga as a resource for clients with estate and/or business succession planning issues that are more complex than usual. Joe's approach to life insurance planning is, if not unique, very rare. As a fee-only planner, helping clients save thousands of dollars in commissions on a life plan reinforces the value of the advice they pay me for. It would be hard to find anybody more knowledgeable than Joe Maczuga in the field who works this way."

"Your thorough presentations on the various options we were considering made my job that much easier. We are satisfied that the plan selected meets all of our objectives and priorities. We were impressed with your designs of no-load insurance for our Key Man / Deferred Compensation plan. It was certainly superior to the other proposals we had obtained."

Financial Planning Association National Success Forum - Philadelphia, PA
National SRI Conference - Tucson, AZ
FPA Michigan Chapter Retreat
Dallas-Ft.Worth FPA chapter study group on fee planning
ProEquities National Working Conference - San Antonio, TX
Questar Capital National Conference - Detroit, MI